Fed Cuts Rates Again: What the Latest FOMC Decision Means for Homebuyers in 2025
The Federal Reserve delivered another 0.25% rate cut at its December 2025 FOMC meeting, marking the third consecutive reduction this year. The new federal funds rate target is 3.50%–3.75%, bringing borrowing costs to their lowest level in nearly three years. While the Fed aims to support a slowing economy, the decision has important implications for mortgage borrowers, homeowners, and real estate investors across Texas.
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