Understanding QM vs. Non-QM Loans in a Changing Rate Environment
As mortgage rates fluctuate across the U.S., borrowers are exploring new ways to secure financing that fits their unique needs. Whether you’re a first-time buyer, self-employed professional, or real estate investor, understanding the difference between Qualified Mortgage (QM) and Non-Qualified Mortgage (Non-QM) loans can help you make a smarter decision in today’s evolving market.
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